Preparing For a One-Income Household Preparing for a one-income household means more than just tightening your belt; it’s about creating…

Facing a pay cut is scary, but when you know it’s going to happen, how you get ready for it…

Summer Budget Trips and How to Avoid Travel Debt Quick getaways, like camping and road trips, can feel like affordable…

Balancing Caregiving Costs and Debt Caregiving often comes with changes to your income and spending. Many caregivers reduce their work…

Cons of Budgeting Apps While the best budgeting apps will give all the benefits above, they also tend to share…

Edwin Tan/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A charge-off is when a lender writes off your account…

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can…

Key takeaways Debt consolidation may allow you to repay your debt faster and at a lower cost, simplifying your finances.…

Key takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross…

Key takeaways Your debt-to-income ratio (DTI) can quickly determine if you have too much debt. Good debt, like a mortgage…

Key takeaways High debt levels can lead to increased stress and anxiety, pessimism about the future and a diminished social…

If you’re struggling with debt, you might wonder if tackling it on your own is truly possible. Managing your debt…